Terms and Conditions

TERMS AND CONDITIONS AGREEMENT

Welcome to Bali Property Insurance! This website (the "Site") is owned and operated by Bali Property Insurance ("BPI"). By using the Site, you agree to be bound by the following terms and conditions (the "Agreement"). If you do not agree to the Agreement, you may not use the Site.

1. Use of the Site BPI grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes only. You may not use the Site for any illegal or unauthorized purpose.

2. Intellectual Property All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of BPI or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use any of the content on the Site without the express written permission of BPI.

3. Disclaimer of Warranties BPI makes no representations or warranties of any kind, express or implied, regarding the Site or the content on the Site. BPI does not warrant that the Site will be uninterrupted or error-free, or that defects will be corrected. The Site is provided "as is" and BPI disclaims all warranties, including but not limited to warranties of title, merchantability, fitness for a particular purpose, and non-infringement.

4. Limitation of Liability In no event shall BPI be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use or inability to use the Site, even if BPI has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

5. Indemnification You agree to indemnify and hold BPI and its affiliates, officers, agents, and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site, your violation of the Agreement, or your violation of any rights of another.

6. Governing Law This Agreement shall be governed by and construed in accordance with the laws of Indonesia, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of Indonesia for any dispute arising out of or in connection with this Agreement or your use of the Site.

7. Changes to the Agreement BPI may revise the Agreement at any time without notice by updating this posting. Your continued use of the Site after such modifications have been made constitutes your acceptance of the revised Agreement.

8. Entire Agreement This Agreement constitutes the entire agreement between you and BPI regarding the use of the Site and supersedes all prior agreements and understandings, whether written or oral, regarding the Site.

If you have any questions or concerns regarding the Agreement, please contact us.

By using the Site, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions of this Agreement.